UnaVida | Financial Planning Manager | Top Financial Advisers

Comprehensive Financial Planning for Wealth & Lifestyle Preservation, for you to make the most out of life and leave a secure legacy in the Hurst/Berkshire area

Understanding families and business owners’ needs is at the heart of our advisory business.

Understanding families and business owners' needs is at the heart of our advisory business. If you're seeking a friendly, local, independent financial advisor who offers a deeply personalised service, we're here to assist you.

In our offices, you won't find fancy artwork, but you will discover a dedicated team committed to guiding clients through the complexity of their financial affairs. We understand the unique challenges that individuals and business owners like you face, especially as you plan for retirement and aim to preserve and grow your wealth.

Working alongside a top-rated independent advisor with decades of experience who specialises in retirement planning, investment management, tax optimisation, and estate planning will enable you to make informed decisions about your future.

We recognise your concerns about investment risk, market volatility, diverse asset portfolios, and the need for income security. Our approach is to tailor a financial plan that addresses these concerns, aligns with your risk tolerance, and helps you achieve your goals of a comfortable retirement, wealth preservation, and a lasting legacy for your family.

If you're in the Berkshire area, we invite you to meet with us for a consultation to discuss your financial aspirations and how we can help you navigate the path towards a secure and prosperous future."

What our clients say

Discover what our clients think of us and how we help them succeed.

UnaVida are trustworthy, honest, and reliable.

Jim (Hampshire)

Ray's philosophy to finance was aligned with ours.

Keith (Berkshire)

I look at Ray as a friend, rather than just an adviser.

Martin (Berkshire)

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jackie kawekwa
jackie kawekwa
2023-10-25
Friendly and helpful
Mike Moorhouse
Mike Moorhouse
2023-10-25
Having been with UnaVida for the past 10 years, now in these troubled times we have complete confidence leaving our financial affairs in Ray's capable hands. What we like is UnaVida are regularly in touch on a one to one basis which is very satisfying. For financial advice/ planning, UnaVida are the excellent with a direct line to Ray Best.
Elspeth Elson
Elspeth Elson
2023-10-23
UnaVida have helped me over the last six years with pension, tax and financial planning. Ray Best and his team are knowledgeable, efficient and supportive with all financial issues I have needed help with.
Sarah Gooderham
Sarah Gooderham
2023-10-20
UniVida has been great for us, providing the right advice just when we needed it. Having been strongly recommended by a good friend, UniVida has proven themselves to be friendly, patient and very knowledgeable.
Colin Steel
Colin Steel
2023-10-11
Understanding the 'minefield' of financial management , with all of the legalities and thresholds is not easy for those who have spent their working lives in other industries. The comfort of having an Expert to guide you through all of the complexities is of paramount importance. Having met & known Ray Best, UnaVida, for several years before placing my complete trust in Ray's operation means security for myself, family in my retirement & future. Thankyou Ray & UnaVida.
Debbie Steel
Debbie Steel
2023-09-21
Ray Best has a great understanding of the financial needs of his clients and enjoys helping them get the best returns on their financial assets.
mike elson
mike elson
2021-01-04
Until two years ago our investments were through major banks and we had become used to being small fish in a large pond where we had very little influence on investment decisions or advice on overall financial management. Disappointed and frustrated we discovered a locally based IFA that provided a comprehensive financial strategy covering investment, pensions, inheritance tax, wills, and life planning. We now feel appreciated and more closely involved with regular reviews, newsletters, and personal contact. Our investment portfolio has performed very well even in the last difficult 12 months. Ray has also been able to offer us very useful advice on using our investments to help our 3 children when they needed financial support. We have no hesitation in giving an unqualified recommendation for Ray and his team at UnaVida. Mike and Maggie Elson
Mary Doran
Mary Doran
2020-11-27
I have known Ray Best for years. If you want an IFA you can trust, you should contact Ray Best.
stuart self
stuart self
2020-09-29
Ray has been my IFA for nearly 8 years now throughout that time under Ray's guidance the performance of the portfolio has been consistent and has provided both gains in capitol and an income . however this year has been exceptional and Ray has excelled in picking some prime investments and with good timing has significantly increased my capitol . Ray has always been very good at communicating his views on investments and with his news letters , not only a good read and interesting shows a deep understanding of what is happening in the financial world . i would like to thank Ray and his team for a great performance this year.

Resources

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About

Do you have a compelling vision of your future? To realise your ambitions, are you planning to grow both your business and your personal wealth?

You need to find a financial planning service that has the capability and understanding to provide you with a detailed step-by-step process to succeed.

(A service as rare as hens’ teeth!).

An initial discussion and review will cost you nothing but may end up saving you and your business thousands of points.

Are we a good fit? Get in touch to find out.

Pension Contributions for High Earners

How to Manage a Pension Fund Effectively

Registered in England and Wales. Registered Number 5553273.
Registered Address: 8f Millars Brook, Molly Millars Lane, Wokingham, Berkshire, RG41 2AD.

A pension is a long-term investment that typically cannot be accessed until age 55 (57 from April 2028). The level of pension benefits offered could change depending on the value of your investments (and any income they may generate).

The interest rates in effect at the time you begin receiving benefits may also have an impact on your pension income. The tax consequences of pension withdrawals will depend on your unique situation. In later Finance Acts, tax rates, tax bases, and tax relief may change.

The opinions expressed by Ray Best are meant to inform and educate. Before making any investment decisions always take advice that is pertinent to your investment personality and financial situation.

You are aware that past performance will not necessarily be repeated in the future, but you should be aware that persistent poor performance invariably will.

The value of an investment and the income from it could go down as well as up.

The return at the end of the investment period is not guaranteed and you may get back less than you originally invested.

UnaVida Wealth Management Ltd. is directly authorised and regulated by the Financial Conduct Authority (440577).

The guidance in this website is primarily aimed at a UK audience and is subject to regulation by the Financial Conduct Authority (FCA).

The Financial Conduct Authority does not regulate tax planning, estate planning, or wills and any form of legal documentation.