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Concerned about your future?
If you are about to retire, you are likely to live longer than previous generations, that presents challenges that your parents and grandparents did not have to face. After a…
Featured Planning Services
The positive aspect of the pandemic has led many to consider their family and their future more thoughtfully, and to understand and focus upon what they really want to do with our lives.
Financial advisers will offer to assist you with your money, by offering you investment advice, but we are more concerned with assisting you to create a future that is meaningful to you.
In addition to the questions average financial advisers may ask, we ask a whole pile more, that is because we want to ensure that any advice that we provide relates to your core values, and that any strategy provided is linked to those values and what you want to get out of life.
That is why the discovery meeting takes a minimum of an hour and a half, time well spent as it allows us to get to know one another, and ensures we are delivering advice – the focus of which is primarily on your dreams and desires.
To request an initial “discovery” meeting click here.
Our Financial and Investment Planning
will Provide You with a Worry Free Future.
You should be aware that past performance will not necessarily be repeated in the future.
Our Process
DISCLAIMER
Any statements and opinions provided on our website encapsulate the thoughts and beliefs of our Managing Director Ray L Best; if you are in any doubt – you should always seek individual advice.
Our model portfolio selections are based upon the latest information on markets, and considerable research. Before making any investment decisions always take advice and ensure that it fits your investment personality and financial situation.
You should be aware that past performance will not necessarily be repeated in the future, but you should be aware that persistent poor performance invariably will.
We often include investment trusts in our recommendations; investment trusts often use borrowings to increase assets under management, this is referred to as “gearing”.
Investment trust prices are often at variance to the value of the assets held; if the price is above the net asset value of the trust this is referred to as a premium; if the price is less than the net asset value then the trust is said to be at a discount.
UnaVida Wealth Management Ltd. is directly authorised and regulated by the Financial Conduct Authority (440577).
The value of an investment and the income from it could go down as well as up.
The return at the end of the investment period is not guaranteed and you may get back less than you originally invested.
Neil Phillips / Newbury
Our financial arrangements were causing us a lot of concern. Then Ray Best came into our lives and showed us how to improve our pensions and reduce the cost of our monthly mortgage payments. It’s helped us immensely. He has a knack of explaining all the options to explain the relative merits in terms that make sense. We trust Ray.
Michael & Christine Moorhouse / Exeter
After advice from our bank, we noticed the values of our investments dropping like a stone, one of our friends recommended Ray Best. Ray has dealt with our investments ever since; we have had complete peace of mind with our finances for over 10 years – how do you put a price on that? He also helped us with some complex trust planning, and we saved an absolute fortune following Ray’s advice.
Annie Reynolds / Kent
Ray advised my mother for 17 years, as a result of his investment skills left a large estate. I now have a very comfortable lifestyle. If you are looking for a very capable adviser, who takes care of the complexities but speaks to you as a trusted friend then I would have no hesitation whatsoever in recommending Ray Best.
Barry Howard / Wokingham
I had an opportunity to make a large contribution to my pension, the problem was my existing financial adviser wanted to take a big chunk out of it as a commission. Then I was introduced to Ray Best, he charged reasonable fees and provided ongoing advice to make my pension pot bigger. He has been my adviser for eighteen years now, I trust him completely.
Achieve Your Goals
Although your overriding requirement is accruing and protecting your wealth, to achieve those goals requires us to take account of many different issues, options, and possibilities.If for instance you’re retired, the arrangements we propose are likely to be quite different from those we would recommend for a business owner or an employee.
But in every instance, we take things one step at a time and we’re thorough – extremely thorough. Before we get anywhere near investments, we sort out the essentials. So irrespective of your employment status, our first step will be an examination of your will and insurances.
Our Certifications & Awards
