Our Philosophy

No one knows what lies ahead, future events are largely out of our control.

To be successful in life

You need to focus on what you can control, such as making sure your assets are sufficiently diversified and that your legal documentation is fit for purpose.

Whatever your financial arrangements, there are often gaps and considerable scope for improvement. 

You may have had financial and legal advice in the past, but very few advisers – unlike us – can provide a truly comprehensive service. As one of our clients remarked – we connect all the dots.

Look forward to a bright future 

We believe that by making smart decisions about your financial and investment planning, you will have a bright future in the years ahead.

We can help by re-organising your financial arrangements and providing you with strategic direction, so that you can enjoy your choice of lifestyle and achieve what you want for you and your family.

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Featured Planning Services

The accrual of wealth is not totally dependent on how you invest your money. To increase your net worth over your lifetime requires order and organization, i.e. doing the right things, at the right time, in the right way.

Financial & Investment Planning

Investment planning plays an important role as part of the financial planning process. To realize your future lifestyle aims, you should seek out a knowledgeable adviser who can provide you with pro-active ongoing advice. Without such an advisor, the current market environment will impact on your ability to achieve expected returns going forward, it is important to have a strategy that provides flexibility to adjust a portfolio in response to changing investment markets.

Estate & IHT Planning

A combination of financial planning and tax planning designed to provide for your assets to pass to the next generation with the minimum of tax and social impact. The planning is dictated by the complexity of both financial and family circumstances, it also depends on the time horizon for the planning. This type of planning can be costly, we recommend that you start by reading my latest book “Inheritance Tax Simplified”

Business Financial & Motivational Planning

You can make a living as a sole trader, but you are unlikely to create wealth. One of the best ways of creating wealth is to own your own business and employ others to assist you. If you have chosen a limited liability company, then you will have several advantages that other forms of trading entity do not have. You will have well-meaning business advisers naturally but often they are not entrepreneurial and may not be best placed to assist you to move forward.

Our Financial and Investment Planning
will Provide You with a Worry Free Future.

3000
Investment Funds for Sale in UK
171
Performance of the Top Global Fund Over 5 Years
-24
Performance of the Bottom Global Funds Over 5 Years
64
Gains in 4.5 months following our advice to buy gold mining collectives
77
Positive Reviews we have on Vouched for making us a UK Top Rated IFA
171
Performance of the Top Global Fund Over 5 Years

Our Expert Advisors

Every client at UnaVida considers their adviser a confidant. We in turn, look on our clients as friends — people that we care about and want to assist in any way we can.

Our Process

Discovery Meeting

We will carry out an extensive assessment of your financial circumstances at the outset to establish your financial planning requirements. This will include:
  • Gathering of information about your existing financial arrangements and personal circumstances.
  • Gaining an understanding of your personal Goals, Needs and Objectives.
  • Understanding of your investment knowledge and attitude and tolerance towards investment risk and loss.
  • Gaining an understanding of your attitudes towards estate planning and providing for the costs of long-term care.

Data Analysis

We will conduct a full analysis of your current financial position and undertake an assessment of the likelihood of you achieving your stated objectives. This will include:
  • Building a Lifelong Cashflow Forecast which will show, based on assumptions agreed between us, whether you are likely to run out of money in the future.
  • Considering a number of catastrophe scenarios to determine whether your family will be financially secure in the event of death or disability.
  • Using your Risk Profile to determine the suitability of your existing investments (for example, are you exposed to too much risk?)

Strategy & Plan

  • Working through and developing your Financial Plan with you at the center of the process.
  • Highlighting any weaknesses exposed in your existing arrangements. Planning to overcome any shortfalls or defects in your planning.
  • Agreement to a plan of action for the achievement of your objectives. We will advise how to take specific steps to realize your plan and review regularly.
rich couple sitting in a sailing yacht with tablet

Achieve Your Goals

Although your overriding requirement is accruing and protecting your wealth, to achieve those goals requires us to take account of many different issues, options, and possibilities.

If for instance you’re retired, the arrangements we propose are likely to be quite different from those we would recommend for a business owner or an employee.

But in every instance, we take things one step at a time and we’re thorough – extremely thorough. Before we get anywhere near investments, we sort out the essentials. So irrespective of your employment status, our first step will be an examination of your will and insurances.

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Our Certifications & Awards