Why Firms Choose UnaVida
What it means to outsource estate planning to someone who works alongside your firm rather than around it, and why it matters more here than almost anywhere else.
The Outsourcing Problem
Most professional firms have been burned at least once. You refer a client to a specialist, and a year later they have a new adviser, a new accountant, or both.
It makes firms cautious about outsourcing at all – which usually means the client gets no estate planning rather than estate planning from someone else. Everyone loses, the client most of all.
Your Client Stays Your Client
We do not provide financial advice, investment management or ongoing planning, and we hold no permissions that would let us. There is no version of this arrangement in which we take over your relationship, because there is nothing for us to take it over for.
Technical Depth You Cannot Keep In-House
Discretionary trusts, business property relief after the 2026 reforms, pensions entering the estate in 2027, trusts for vulnerable beneficiaries, the liquidity problem in asset-rich estates. This is a full-term specialism, and it is not sensible for most firms to carry it.
A Record Of Seeing Changes Early
Ray published EBT Bombshell years before HMRC acted, contributed to Inheritance Tax Simplified, and wrote Pensions Betrayed and Pension Paradigm ahead of the current reforms. Partnering with someone who reads the direction of travel is worth more than partnering with someone who reacts to it.
How We Work With Your Firm
An initial conversation between professionals, a joint meeting with your client where that helps, technical recommendations, implementation, and the client back with you. You are in the room throughout, and nothing reaches your client that you have not seen first.
About
Ray L. Best is the founder and senior adviser at UnaVida Wealth Management Ltd & Wills, Tax & Trusts Ltd. With over 15 years in practice and more than 1,000 complex estates counselled, Ray specialises in high-net-worth estate planning, trust structuring, and strategic IHT navigation. His narrative-driven books are designed to strip away dense legal jargon, giving families and professional advisers the clarity they need to protect their legacy before the technical planning even begins.