Trust Planning & Administration
Trusts are where most firms reach the edge of what they want to take on. Choosing the wrong structure is expensive, and the administration afterwards runs for years.
We handle both, so that you can offer your clients trust planning without your firm becoming a trust company.
Who We Work With
Advisers whose clients need a structure rather than a product. Accountants dealing with business owners who want to pass something on without losing control of it. Firms already acting as trustees who would rather not be.
Delivered through Wills, Tax & Trusts Ltd, alongside your firm. Your client relationship is unaffected.
UnaVida Wealth Management Ltd is not authorised or regulated by the FCA and does not provide financial advice.
How We Help
Choosing the Right Structure
Discretionary, interest in possession, nil-rate band, asset preservation, business protection. The wrong choice is difficult and costly to unwind, and the differences matter more than clients expect.
Trusts for Minors and Grandchildren
Passing wealth down two generations without handing an eighteen-year-old a large sum outright, and without creating a tax problem on the way.
Trusts for Vulnerable Beneficiaries
Where a beneficiary cannot manage money, or where means-tested support would be lost by an outright inheritance. The rules are specific and the consequences of getting it wrong are serious.
Life Policy and Relevant Life Trusts
Policies written into trust so proceeds fall outside the estate and reach the right people without waiting for probate. Frequently overlooked on policies already in force.
Trust Administration
Ongoing administration, trustee guidance, and the reporting that comes with it. Firms often set a trust up and then discover what running one involves.
Reviewing Existing Trusts
Trusts established years ago under different rules, sometimes with trustees who have died or lost capacity. A review establishes whether the structure still does what it was meant to.
A Note On Our Status
UnaVida Wealth Management Ltd is no longer a regulated adviser and has withdrawn from the FCA. This is a non-regulated consultancy service. We do not act as your corporate finance adviser or broker, we do not introduce or negotiate with buyers on your behalf, and we do not provide legal, tax or accounting advice on a transaction. You should take specialist advice on those matters, and we are glad to work alongside those who provide it.
How We Start
Tell us what the client is trying to achieve rather than which trust you think they need. The structure follows from the objective, and frequently it is not the one people expect.
Resources
Choose from our extensive library of informative guides, helpful videos and insightful blogs.
Our Approach
Estate Planning & Wills – where the documents need to come first.
Inheritance Tax Planning – where the trust is part of a tax strategy.
