UnaVida | What are your adviser charges?

What are your adviser charges?

Most of our clients are introduced to us by our professional contacts, people who know what we do and trust our judgement. When we meet new prospective clients that have not been introduced through our professional contacts, there is no automatic transfer of trust, so often the first thing on prospective client’s minds is, what are your adviser charges?

So what we say to most clients is that there are two costs in providing financial planning and investment advice:

The first cost is, should you decide to hire a financial planner, the charges they make for their service.

The second type of cost is, the cost to the client in not taking advice.

A recent review of a DIY investor self-managed investment portfolio, has demonstrated that point succinctly.

There was a 20% difference between the performance of his portfolio and one of our model portfolios. The cost to the client of his poor investment management around £40,000.

How do our own charges compare, well obviously a lot less than that figure!!!

So if you do have a large investment or pension portfolio, and you are unsure about the benefits of taking on our adviser, you may want to contact us and ask about what we can do for you rather than how much we are going to charge.

What we can do is fairly subjective until analysis has been carried out on your financial arrangements, and that is why we offer a full refund of fees in the first three months of provision of our service, if you are not entirely happy with the service we provide.

To start the ball rolling simply Contact Us

Registered in England and Wales. Registered Number 5553273.
Registered Address: 8f Millars Brook, Molly Millars Lane, Wokingham, Berkshire, RG41 2AD.

A pension is a long-term investment that typically cannot be accessed until age 55 (57 from April 2028). The level of pension benefits offered could change depending on the value of your investments (and any income they may generate).

The interest rates in effect at the time you begin receiving benefits may also have an impact on your pension income. The tax consequences of pension withdrawals will depend on your unique situation. In later Finance Acts, tax rates, tax bases, and tax relief may change.

The opinions expressed by Ray Best are meant to inform and educate. Before making any investment decisions always take advice that is pertinent to your investment personality and financial situation.

You are aware that past performance will not necessarily be repeated in the future, but you should be aware that persistent poor performance invariably will.

The value of an investment and the income from it could go down as well as up.

The return at the end of the investment period is not guaranteed and you may get back less than you originally invested.

UnaVida Wealth Management Ltd. is directly authorised and regulated by the Financial Conduct Authority (440577).

The guidance in this website is primarily aimed at a UK audience and is subject to regulation by the Financial Conduct Authority (FCA).

The Financial Conduct Authority does not regulate tax planning, estate planning, or wills and any form of legal documentation.