Life planning – It’s easier to do nothing…

Life planning – It’s easier to do nothing…

Why bother with any financial or life planning, it is easier to do nothing ……

You don’t stand out and so that feels safer. It’s more comfortable because that is what most people do – nothing.

The quick fix, the One Minute Manager , the 15 Minute Retirement plan – the easy solution ….

Where is the value in that ?

It is a sad fact that most people spend more time planning their holiday than they do their financial future.

Plan now, so you can enjoy life of a better quality.

So that you can afford to pay for living life to the full, whatever that means for you ….

“In twenty years from now you will regret the things you didn’t do far more than the things you did. So throw off the bowlines, sail away from the safe harbour, catch the trade winds in your sails. Explore, dream, discover.” Mark Twain.

Let others embrace the middle ground. Let them live their average lives. You deserve better – plan for a better life ….

If financial concerns are holding you back – contact us we helped many clients discover a better and more enjoyable financial future.

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A pension is a long-term investment that typically cannot be accessed until age 55 (57 from April 2028). The level of pension benefits offered could change depending on the value of your investments (and any income they may generate).

The interest rates in effect at the time you begin receiving benefits may also have an impact on your pension income. The tax consequences of pension withdrawals will depend on your unique situation. In later Finance Acts, tax rates, tax bases, and tax relief may change.

The opinions expressed by Ray Best are meant to inform and educate. Before making any investment decisions always take advice that is pertinent to your investment personality and financial situation.

You are aware that past performance will not necessarily be repeated in the future, but you should be aware that persistent poor performance invariably will.

The value of an investment and the income from it could go down as well as up.

The return at the end of the investment period is not guaranteed and you may get back less than you originally invested.

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The guidance in this website is primarily aimed at a UK audience and is subject to regulation by the Financial Conduct Authority (FCA).

The Financial Conduct Authority does not regulate tax planning, estate planning, or wills and any form of legal documentation.