Blog

Investment Funds Tip: Follow the Manager

Investment Funds Tip: Follow the Manager – If you are an investor it can pay to, before investing, check whether the investment manager is still in place. In the news recently was the departure of the manager of the excellent Newton Asian Income. It clearly is a serious blow for Newton to lose someone of […]

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Premium Bonds

Premium Bonds – We recently received an enquiry from an accountant: Since short term deposits do not attract a great deal of interest and there is only security of capital on up to each £85,000 deposited with each bank – could we recommend anywhere to place short term cash? One area that might be considered […]

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Can I transfer my ISA – if so, how?

Your ISA (NISA) can be made up of a mixture of cash and shares or investments under the NISA rules introduced in July 2014. The ISA/NISA allowance increased to £15,240 on 1 April 2015. The most recent budget provided increased flexibility for savers, so that you can now withdraw cash from your ISA and, so […]

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Pension Performance

Many people suffer from poor pension performance, do they not realise than an additional 1% of performance growth or additional income per annum could increase their pension by a significant amount. hasn’t anyone explained how pensions work ….. I made the point that if George Osborne really wanted to introduce pension freedom then perhaps he […]

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Pensions Freedom?

Pensions freedom is here if you believe what the media says. From April 2015, there is considerably more pensions freedom as new tax rules simplified the way people access their pensions. People will be able to draw sums from their pension and will be taxed at marginal income tax rates rather than the current rate […]

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Will YOU die in the next five years?

Will you die in the next five years?  There is a simple on line test to determine your chances of survival for the next five years, surprisingly this test has been very popular :- Scientists have developed a five-minute online test which they claim can accurately determine someone’s chance of surviving the next five years. […]

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Your State Pension

If you are nearing retirement, you probably can’t wait to get your hands on your state pension, after all you have waited a long time to get some money back from the government , so why not? One reason that you may wish to reconsider is that until April 2016, pensioners who delay taking their […]

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Life planning – It’s easier to do nothing…

Why bother with any financial or life planning, it is easier to do nothing …… You don’t stand out and so that feels safer. It’s more comfortable because that is what most people do – nothing. The quick fix, the One Minute Manager , the 15 Minute Retirement plan – the easy solution …. Where […]

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Retirement Marathon

If you were planning to run in the Abingdon Marathon in October this year, then just to let you know that the entries are now closed. Running and training for a Marathon is a bit like preparing financially for retirement, starting your preparation early is advisable. Yet one in seven of those planning to retire […]

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Recent Election

This recent election has wound a number of people up and we received a number of panic calls from clients prior to the election. Should they sell up? After all, if Labour got in then the pound would go down. We told them not to panic and that contrary to the polls and the coverage […]

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